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TRANSPARENT DISCLOSURE

HeyLight AG is a Swiss company (CHE – 156.079.103) with its headquarters at 8 rue du Nant 1207 Geneva, Switzerland.

Advertising message for promotional purposes: HeyLight AG offers different instalment solutions: A) Free deferment of payment of the purchase price, granted to consumers by sellers of goods and services with whom HeyLight AG has entered into an agreement for the assignment of receivables without recourse (factoring), subject to evaluation. The effectiveness of the deferment and assignment to HeyLight AG of the receivable, corresponding to the purchase price, is contingent upon the outcome of HeyLight AG's checks. The complete conditions applicable to the deferment are available from the sellers of goods and services. For the financial and contractual conditions relating to the factoring agreement (agreement for the assignment and management of receivables without recourse), please refer to www.HeyLight.com/ch/en. B) A special-purpose loan granted to consumers directly by HeyLight AG, subject to approval. Financial and contractual terms of the loan available at www.HeyLight.com/ch/en and from the vendors, regardless of whether they work exclusively with HeyLight AG. HeyLight is a registered trademark of Compass Banca S.p.A. sole shareholder direction and coordination Mediobanca S.p.A., VAT number Mediobanca Group: 10536040966; Tax Code and registration number in the Register of Enterprises of Milan 00864530159.

Depending on the instalment solutions available from the sellers, additional documentation may be required.

Notice: Where applicable, the granting of the loan is prohibited if it causes over-indebtedness of the consumer (Art. 12 Federal Consumer Credit Act).